BackThe Promise of a Loan
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Chapter 09

Cheap Room, Expensive Journey

Hamisi found the shared room from a handwritten notice pinned outside a photocopy shop near Mtoni terminal. The rent looked like a victory at first. The deposit was far lower than the university hostel, and the landlord did not demand two months in advance.

The room itself was narrow: two metal beds, one window facing the wall of the next building, and a shelf made from old wooden crates. His roommate, Musa, was a second-year refrigeration student.

“The bus stop is seven minutes away,” Musa said. “If you miss the first minibus by five minutes, you can wait twenty.”

“How long to campus?”

“Forty minutes on a good day. In rain? Don’t ask.”

Hamisi did the calculation in his head. It still looked cheaper than the hostel.

That evening he collected a blanket, a few clothes and a small screwdriver set from home. Juma did not approve.

“You’re moving farther away to save what?”

“The deposit.”

“And the fare?”

“I’ll manage.”

Amina looked at him. “We retired that phrase yesterday.”

Hamisi smiled despite himself. “Fine. I’ll write it.”

He wrote rent, daily transport, food, emergency money. The cost of one day did not frighten him. The cost of one month did.

Halima tapped the page. “Don’t calculate only money. Calculate time.”

“If I wake up early, I’ll be fine.”

On the first morning he woke before dawn. The first minibus was already almost full. He stood near the rear door with his backpack pressed against his chest and arrived twenty minutes before practical class.

He felt clever.

On the second day the minibus broke down halfway through the route. Everyone climbed out and fought for space in the next vehicle. Hamisi reached campus five minutes before the lecturer.

On the third day it rained.

Water flooded the low road near the market, forcing traffic onto the longer industrial route. Hamisi checked the time every two minutes.

Musa, sitting near the front, said, “Watching the clock won’t make the bus fly.”

“My practical starts at eight.”

“Mine starts at nine.”

Hamisi hated him for sounding calm.

He jumped off early and ran. His shoes were wet inside by the time he reached the laboratory.

The door was locked.

A notice on the glass read: *Practical session in progress — no entry after safety briefing.*

Hamisi knocked once. The teaching assistant saw him through the window and shook his head.

Hamisi sat on the bench outside.

Kelvin arrived ten minutes later carrying a file.

“You’re late?”

“The route.”

Kelvin sat beside him. “I’m done going to the hostel office.”

“Why?”

“My family made a decision.”

“What decision?”

“If aid doesn’t arrive before our deadline, I go home. No loan.”

Hamisi stared at him. “You can just leave?”

“I can. I don’t want to, but I can.”

“Why not borrow a little?”

“My father has a garage. He already owes money on a compressor. If he borrows again for me, the business becomes the collateral even if nobody calls it that. We agreed on a ceiling.”

Hamisi thought of Juma’s diagnostic meter.

Kelvin continued. “Everybody says education is an investment. Fine. But investment does not mean putting every asset you have on the table with no limit.”

“Have you set a limit?” he asked.

“We’re trying.”

“Try faster.”

The teaching assistant came out after class and told Hamisi he might get a makeup practical if space became available.

“This is the second time your attendance has been unstable,” he said.

“I moved farther away.”

“That is your situation. Lab safety is still lab safety.”

Hamisi knew the man was not insulting him. That made the truth worse.

At lunch he went to the library and calculated the real commute: fares, waiting time, missed breakfast, missed practicals, fatigue. The cheap room had not removed the cost. It had moved the cost from one large deposit into small daily withdrawals.

When Amina called, he did not say, “I’m fine.”

He said, “The room is cheap, but the route is expensive in time.”

“Write it.”

“I already did.”

Juma’s answer was immediate when he heard. “Come back home.”

“The fare from home is worse.”

“Then take the hostel.”

“The deposit is still the deposit.”

Juma fell silent.

“That’s the point,” Hamisi said. “Every option moves the problem somewhere else.”

That evening Hamisi and Musa stopped at a food stall. Hamisi bought tea and two small buns instead of a proper dinner.

Musa noticed. “Don’t spend everything on transport and arrive in the lab with no energy.”

“I know.”

But knowing did not change the arithmetic.

That night he set three alarms and slept with his shoes beside the bed. Every sound of an engine outside woke him because he thought he had overslept.

The next morning there was no rain, but the minibus arrived late. The driver waited until every possible inch of space was filled. Hamisi watched the minutes disappear.

Near campus, he got off before the stop and ran.

He arrived three minutes after practical began.

The door was locked again.

This time he did not knock.

Another student stood outside, a young woman from the opposite side of the city. She had changed vehicles three times because of a drivers’ strike on her route.

“Hostel?” Hamisi asked.

“Deposit,” she said.

One word explained enough.

They stood there as strangers sharing the same structure. One student saved cash with lower rent and paid in hours. Another avoided family debt and paid through attendance. Another stayed near campus but skipped meals to reach the hostel deposit. Nobody received the same invoice, yet all of them were paying for the same timing gap.

When the teaching assistant came out, he saw Hamisi again.

“Your makeup place is still not confirmed,” he said. “Miss another session and this becomes an academic issue, not a transport issue.”

Hamisi almost answered that transport already was an academic issue. Instead he asked, “Can you email me that warning?”

The assistant frowned. “Why?”

“I need the official consequence.”

“All right.”

Hamisi realized something had changed in him. Before, he would have apologized, blamed himself and promised to sleep less. Now he wanted every institution to state its boundary clearly.

Back at the room, Musa was doing his own transport calculation.

“This room is cheap only if your time is free,” he said.

“And mine isn’t free anymore.”

Hamisi added a new column to his notebook: **COST OF TIME**. He could not price it perfectly, but he listed two practicals, two breakfasts, waiting hours and makeup risk.

Then he opened his phone to check the provisional-registration email.

A new notification arrived from the hostel office.

Hamisi read it while thinking about the locked laboratory door:

**The hostel waitlist closes tomorrow at 6:00 p.m.**

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